what our clients are saying

Was referred to YCS to help with my husbands credit. Started with them the beginning of August and by September's updated credit report his score went from about a 543 to about 721. No Joke! 1 month! Now I am guessing that these results may not be typical, but - they do what the said they would do. Also, after comparing rates from other companies, I found them to be more affordable. I actually thought that maybe I shouldn't have picked them because other company's were quoting me so much more that maybe they weren't legit. But the numbers don't lie! So glad I went with YCS and I recommend them to anyone who doesn't have an 800 score!

I am a disabled Veteran. Like most Vets, I encountered lots of collections, bad debt, and things that were not mine on my credit report. The folks at YCS put me on a path to allow me to not only get those issues removed, but also made it so that I would learn how credit worked, and how credit granters saw me. I have been with them for 9 months and my score has gone up from a 511 to a 730. There have been TONS of deletions made on my credit report, and it is a great feeling to be able to apply for credit and not worry about getting approved. I now sit with confidence in my credit for the first time in my life and it feels great. The people at YCS are professional, they respect your time, and they will talk to you like a human. I have seen good customer service before and this company exemplifies it. I have suggested this service to family and friends, and would highly suggest it to anyone who doesn't have an 800 credit score.

I had a client call me this week. Pulled her credit back in Dec and she had a 592. Called me this week to re-pull credit and she now has a 701 middle. She’s tickled pink and is currently out house shopping. She had nothing but good things to say about you guys. Now she will be in a new home thanks to the help that you gave her. YCS is rock solid and I can’t thank you guys enough for the level of service and the work you do with my clients that have credit issues. Keep up the good work. I will continue to send you as many clients as I can because I know that with your help, I will have a worthy borrower within 2-6 months. Thanks fellas!

Emily Grant has been a phenomenal representative of your company. Her job must be demanding and tedious at times - after all, she's dealing with the public, their money & their credit problems. That cannot be easy. Emily has always been incredibly responsive, helpful, professional and kind. Her energy, customer-focused, positive attitude that she brings to her job is phenomenal and she always leaves me smiling by the end of our conversations. She is an exemplary employee, who has successfully restored my credit to its former status - which was no easy feat. I am so grateful to YCS for Emily's help - I would not have been able to restore my credit to this level without Emily's assistance and dedication.

I now call Emily Grant The Terminator. Her professionalism and knowledge in her industry reflects great credit upon herself and the YCS team as a whole!!! November 2013 after contacting YCS and talking with Emily Grant we were finally confident enough to think that we'd be able to purchase a new home. We went to other various credit repair firms with little or no results, it just seemed as though they were just taking our money. So, after being very discouraged and to the point of giving up on buying a home, we thought, OK well what can it hurt to try Your Credit Specialists? We'd have nothing to lose at this point except more money. We spoke with Emily Grant and she laid it all out before us. Wow she took care of us. She did the follow ups.She always returned our emails. Kept us posted. We closed on our new home 20 June 2014. Thank You very much Emily The Terminator Grant! Great Job!

Jason and Chelsea, THANK YOU so much for everything you guys have done! As you know I was with a credit repair company last year that literally did nothing to increase my score after almost 9 months. I found you guys last October. It is now mid February and you have raised my credit score almost 100 points. I went from being turned down from ANY lender last year, to this year on Valentine's Day (yes 4 days ago) bought a BRAND NEW 2014 GMC Sierra for 4.75% financing!!! That is a miracle! Not to mention I drove off the lot without giving them a DIME AND my first payment isn't due until April!!

I was originally skeptical about paying for credit repair, as there seems to be so much conflicting information. I had a house under contract to buy in May of this year. The deal fell apart when some older collections appeared at the time of securing the loan. My credit dropped down to about 580, and I was very discouraged. I decided to give the credit repair a try. Emily, was my account manager, and she explained everything very well. She not only told me what her company could likely accomplish but she also had good general advice about a long term plan. Anyway, not much happened in the first couple months, and then after the third month, I started seeing things drop off. It is now October and I just purchased a new car at the Honda dealership with a 780 score. Amazing. I am so grateful and cannot thank Emily enough. I have been sending everyone I know to Your Credit Specialists. They are all very professional, and they get results. Highly recommend!

I just wanted to drop you a quick note to tell you how impressed I am with the service I have received from Your Credit Specialists and your colleague Emily Grant this past year. I found my credit in the proverbial toilet about 4 years ago after a serious back injury left me out of work for a year. The bills piled up, I fell behind, and the credit rating went downhill from there. I tried to refinance my house, but was declined due to my painfully low credit score. Fortunately, my mortgage broker recommended I give YCS a try - and I'm so glad I followed his advice. In just a year, YCS has improved my credit from low 500's to high 600's, enabling me to refinance my mortgage at an interest rate 1.5% lower than what I paid before - as well as knock 5 years off the life of my mortgage! Given this, working with YCS has been worth every penny.